There are always Two Sides|sediS to a Market

In all markets there are those that win and those that lose. There ups and there are downs. I believe that life would not be as interesting, if we didn't take risks--calculated risks that is.

In the last 5-7 years lenders and wall street investors took this risk and benefit it many people--especially those with less than perfect credit scores and next to nothing assets. Many lenders made fortunes from underwriting, financing, and servicing these loans and are still making huge profits, homeownership in the United States increased substantially, and our economy was healthy and robust or so we thought.

In the last few weeks we have been reporting about the negative side of the real estate market because that is a part of our reality--we cannot ignore it. Recently though there have articles published that focus on the positive side of this real estate market--the real estate investor and homeowner.

To buy or not to buy? There has been a lot of speculation whether an investor or homeowner should buy in this market. My answer is a resounding YES! If you have the ability to purchase a home in today's market for 5-10% below market price, at incredibly low interest rates, why not?

Remember that real estate goes in cycles--it has its ups and its downs. If you are willing to hold on to your investment for a period of time you will recuperate what you invested into it and more. Folks, real estate is a long term investment. It was not made to be a get rich quick scheme and to be perfectly frank with you, if it's too good to be true many times it is.